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Archive for the ‘Commercial Trucks’ Category

Commercial Truck Financing: Options For Repayment, Interest Rates

Tuesday, July 20th, 2010

Finding the right type of commercial truck financing is importunate, so that you’re able to get your business off the ground, and ensure that you can find quality trucks to get the job done.  Buying your own commercial vehicles is much too expensive to do out of pocket, as you’ll find several different models are actually well over $100,000.  That means a huge expense on your part, and one that you just can’t cope with on your own.  This means you’re going to want to go with commercial truck financing, to really help you pay for the trucks that you need, so that you can get your idea off the ground.  There are several different types of options out there, and it’s just a matter of finding the right one for you.

Finding A Lender

Typically the best possible way to go about commercial truck financing, is to find a lender that specializes in trucks of this type.  This way, you can be sure you have someone that you can trust, but you can also ensure that you’re able to really communicate with them the right way, as to your needs for borrowing the right amount of money.  Plus you’ll find that it’s easier to get money from these lenders, especially if you have a sound business plan, that gives you confidence in how you’re going to be able to get the money back to them.  Although finding the right type of commercial truck financing isn’t always easy, so there are some things that you’re going to want to think about.

Balancing The Loan Amount

The first of which is realizing that a larger loan is always going to be more difficult to get.  That means if you’re going through a commercial truck financing lender and asking for a massive amount of money, they’re going to scrutinize you more, and you’re going to have less of a chance of getting the truck that you want. That means you need to be looking for ways to cut costs, and limit just how much you have to borrow so that you can give yourself a greater chance for success.  You don’t want a lender to be uninterested in you, and finding ways to cut your expenses, and make the loan easier to pay back should be a number one priority.

Used Truck Options

That means you’re going to want to look into purchasing used trucks, instead of new.  That means you’ll only need a fraction of the commercial truck financing that you would otherwise need, and you’ll still have a quality truck that can be relied upon.  You’ll find that with major trucks like semis, or any other type of large truck, they are really built to withstand a lot of punishment, and keep going for years without a problem.  That means when you buy a used truck that’s in good condition, you can count on it being around for some time.  You just have to inspect each model beforehand, and you can end up saving over half the price you were expecting on any truck that you need.

Paying The Truck Off

From there, it’s just a matter of ironing out your expenses, and finding a commercial truck financing lender in your area.  Typically there are a lot of banks that specialize in this type of loan, and it’s worth visiting the major branches in your area, to see what’s available.

For additional information, continue to do research online and watch videos, such as this one, to gain knowledge on how to get going.

Used Commercial Trucks for Sale Online and Through Dealers

Monday, May 24th, 2010

While private vehicles tend to be the most common vehicles on the highway, there are also many commercial vehicles and businesses use these for a number of purposes. This can include transporting goods, towing vehicles, working purposes or a variety of other uses. This means that there is a vast array of used commercial trucks for sale on the market and there are a number of companies that manufacture and sell these.

Style Varieties

Used commercial trucks for sale come in a variety of styles. These can include box trucks which are used for transporting a variety of goods, flatbed trucks which typically transport heavier equipment and reefer trucks which have a refrigerated box for transporting temperature sensitive produce.

This video can give you a visual of just how many styles are out there.

Additional Types

Other types of commercial trucks can include tow trucks which are typically used to transport broken down or damaged vehicles, dump trucks which carry loose materials such as gravel, sand and dirt and also bucket trucks which have a platform on the back which can be raised to gain access to equipment at height.

Model Types

There are many different varieties of used commercial trucks for sale on offer and most of them come in light, medium and heavy duty models. Depending on your particular requirements you will need to select the best vehicle that suits your needs. Taking a little time to shop around is therefore a common sense thing to do and should enable you to find a suitable truck.

Finding The Right Used Truck

There are a number of major manufacturers that produce used commercial trucks for sale. Some of the larger companies such as Ford, Chevrolet and Toyota will produce many different types of commercial vehicles while smaller companies can specialize in a particular type. Altec for instance produces good quality bucket trucks while Freightliner is known for its range of delivery trucks. There are many manufacturers producing commercial vehicles and with a little research you should be able to identify a suitable make and model of vehicle that will suit your purposes.

Why Used Over New?

Rather than purchasing a new truck, a more affordable way to get a commercial vehicle is to consider used commercial trucks for sale. There are a number of companies that sell used commercial trucks and some of these include Lynch Truck Centre, Commercial Truck Trader and Trucker to Trucker. These have a range of different vehicles available for sale and using their websites is a good way to get an idea of the commercial trucks available and the cost for used vehicles. They are a good way of comparing and contrasting the vehicles available to find the best deal possible.


Typically costs for used commercial trucks will vary depending on the size of the vehicle, its mileage and also the manufacturer. Smaller used commercial vehicles can be found in the price range $5,000 to $10,000. However for heavy duty vehicles the price will increase with costs of $50,000 and above not being uncommon for larger vehicles.

If you have the need for a commercial vehicle there are many types to choose from. Used commercial trucks for sale offer a more affordable way of purchasing one of these. It is therefore something to be considered when looking into buying a commercial vehicle.